I believe in listening to your heart, your gut, your inner voice ... whatever you want to call it. I very much believe that "if it seems too good to be true, it probably is" and I think that little voice in the back of your mind is the best gauge for it.
We want to buy a lot. We want to build a house. I am a builder's daughter and I've taken for granted most of my life that I had never lived in a home not designed and built by my dad until I moved out of town. But now I want that more than ever. The problem is that there are very places to put a brand new house in the area of St Louis where we're interested in living long term. We've found a handful of lots, but most have had glaring issues that take them right back off the list as soon as we look closer. Two of them came close enough to have my parents come down and look at, and the most recent got my dad's seal of approval, but still ... we hesitate.
The timing just doesn't feel right. There's something that's making us hold back and we just can't quite put a finger on it. It's a big investment that would increase our mortgage and tax burden - not over-extended, but maybe closer to financial capacity than we really want. I love the idea of designing something - I could look at floor plans for hours - but the idea of paying for it, even five years from now .... well, let's just say my eyes tend to be bigger than my piggybank.
I just don't know. In playing devil's advocate with us about how the lot is situated, there have been some serious seeds of doubt planted that are now in bloom. I don't exactly know why, and that's bothersome, but an inner alarm bell is going off, and it's enough that we probably won't be moving forward with anything.
In the past, when that same little alarm has gone off,
especially when it comes to big investments like cars and houses, it's been spot-on. I have to trust that it's right again this time. I guess there's something to be said for wait-and-see.
weverb12